Moving to Germany

Eight steps, roughly in order. Skip what doesn't apply — nothing here requires an account.

1. ✓

   Prepare before arrival

   Documents, first-month budget, and what to sort out before you land.

   Read the guide →

2. Register your address

   Your Anmeldung — the appointment that unlocks everything else.

   Read the guide →

3. Set up banking

   Choosing an account type that fits how you'll actually use it.

   Read the guide →

4. Choose health insurance

   Public or private — the decision hardest to reverse later.

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5. Understand your tax ID

   Your Steuer-ID and tax class, and what they change on your payslip.

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6. Review your employment contract

   Benefits, notice periods, and pension contributions explained.

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7. Set up essential protection

   Liability and disability coverage most people underrate.

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8. Plan saving and investing

   Turning a stable setup into a long-term plan.

   Read the guide →